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Have you been wondering, “Which dentist takes my insurance?” Visiting a dentist that takes insurance is an effective way to lower out-of-pocket dental costs. Dental insurance may be offered by your employer, who negotiates benefits with the insurance company. Most employers pay part of the treatment cost, but some employers offer more benefits than others. Because of this, two patients can have the same insurance provider yet pay different costs for the same treatment. Ultimately, the patient is responsible for the total cost regardless of insurance coverage.
How Can I See a Dentist Near Me Who Accepts My Insurance?
An affordable dental insurance plan is an effective way to reduce your out-of-pocket treatment costs. However, many people face difficulties when navigating the details of their dental insurance plan. If you’ve said to yourself, “I need to find a dentist in Detroit by insurance,” we can help. We’ll help you understand your coverage terms and fees while providing quality dental care. Give us a call today to schedule an appointment.
Learning How to Use Your Insurance Benefits
Educating yourself about the details of your insurance plan is essential when maximizing your coverage. While we’re happy to address any questions you have during your appointment, some questions about your plan should be answered by your insurance provider. If you’ve said to yourself, “I need to learn how to use my dental insurance with a dentist in Detroit,” here are some questions to ask your provider:
- What are the annual deductible limits?
- Are there minimum and maximum benefits?
- Does my plan have a missing teeth clause?
- Does my insurance cover Invisalign®?
- Are cosmetic procedures covered under my plan?
- How many times can I see my dentist?
- How can I find a dentist in Detroit by insurance?
- Does my plan require co-pays or visit fees?
- What is your policy on pre-authorizations?
Another factor to consider when investigating your coverage is whether your plan is a PPO or HMO. Patients who select a dentist that accepts PPO insurance are usually required to provide a co-pay at the time of service. However, PPO plans usually offer more options when it comes to choosing a dentist. With an HMO plan, a patient must select a dentist that accepts HMO insurance using a pre-approved list. HMO dental insurance plans typically offer lower monthly premiums.
Even if you are able to find a dentist in Detroit by insurance, you may still have an outstanding balance after treatment. In this case, we may be able to provide flexible financing that can help you manage these costs. If you have further questions about dental insurance or our payment options, please give our office a call.
Dedicated to Your Dental Health
When you’ve asked yourself, “Where can I find a dentist near me who accepts my insurance?” know that the information you need may be found at our practice. We’re dedicated to helping patients find affordable solutions for receiving quality dental care. Our skilled dentists will create a treatment plan that addresses your oral health issues while remaining mindful of your budget. Contact us today to book an appointment.
Insurances We Accept
- Blue Cross & Blue Shield
- Delta DPO
- Delta PPO
- Healthy Kids – Dentaquest
- Medicare Advantage (Seniors 65+)
We proudly accept MIChild and Healthy Kids insurance plans. Call (313) 651-7260 to learn more.