Practical Alternatives to Dental Insurance Plans

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Detroit, call Gentle Dental of Michigan today at (855) 979-3393 or make an appointment.

Gentle Dental offers affordable family dentistry and gentle, compassionate dental care in Detroit. With 8 affiliated practices throughout Michigan, our offices are conveniently located with extended hours to meet your needs. At Gentle Dental of Michigan, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Gentle Dental of Michigan.

Read What Our Patients Say
Patient Reviews
Debbie was amazing. She is nice and made my day. It was my first cleaning in this office and she did a great job. I look forward to seeing her again in the future. Thanks Debbie.
Ionut P.
Very professional and friendly. I was treated very nice and my problem was taken care of very well and without delay. Not only the dentist but all staff was great.
Brian K.
I always have the best dental experience here! They are the nicest and most friendly staff. I always walk out of Gentle Dental in St. Clair Shores with a smile on my face. :)
Lydia K.
My assistant Jakiya was wonderful and amber as well. My overall service was great.
Walter P.
My experience was great today, and my 1st time here. My hygienist Tamika was gental with the bitewings & x-rays, Dr. Hanan was informative when I asked questions, and Lindsay was thorough with […]
Dwanne S.
There are so many great reviews of this place and due to my skepticism, I was a little worried that they were fabricated but truly, they are not! I took my chances and went to the office to find that […]
Lauren B.
My daughter and I experienced a good time at gentle dental. The staff members were nice, caring and concerned. It’s a clean, cozy, and welcoming environment. I appreciate all their staff members, […]
Michele B.
friendly prompt service
Gary R.
Finding a good dentist is no easy task, especially when you’re searching for a new one. Dr. Mangal is one of the best dentists I’ve been to and I’m very glad that I picked this office. The […]
Deborah D.
Decided to change dentist for my 15yr old son and super pleased i did over all seems like the best decision i made got an appointment right away fixed the problem he had been having in half hr that […]
Elizabeth W.
Timing was quick and the people was so nice. I can’t wait to go again
Sharnee M.
I have had bad dental experiences over the years that have kept me from returning to the dentist as I should. Dental pain caused me to stop at Gentle Dental in Warren over a year ago. I have been […]
Ron A.
I love Them!!! They are family oriented, respectful, flexible and do a great job!!!!
Jacquelyn S.
Such an amazing staff all around. Kathy, Dr. Ascano and Dr. Duan are all so knowledgeable and kind. They made me feel so comfortable even though I was a pain to them and have a crazy fear of the […]
Allissa B.
Expert care,
Ronald C.
Awesome awesome awesome
Tammy S.
Very professional, helpful, and kind especially since I am not very good at handling the dentist
Meagan J.
Excellent service
Michael C.
The staff was very nice and professional. Dr Torres was great and he was very informative and explained the procedures.
Margo M.
Got me in same day with no appointment and took care of my problem.
Carron R.
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