Practical Alternatives to Dental Insurance Plans

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Detroit, call Gentle Dental of Michigan today at (855) 979-3393 or make an appointment.

Gentle Dental offers affordable family dentistry and gentle, compassionate dental care in Detroit. With 8 affiliated practices throughout Michigan, our offices are conveniently located with extended hours to meet your needs. At Gentle Dental of Michigan, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Gentle Dental of Michigan.

Read What Our Patients Say
Patient Reviews
The staff was friendly, polite, well educated and well spoken. I was able to call and get a new patient appointment asap
Taliferro B.
Thank you Mr. Ward, Ms. B and Dr. Patel for giving me my smile back. Seeing my children’s faces light up was priceless.
Yvette P.
Awesome staff and dentist!
Christine V.
Friendly staff very helpful
Crystal C.
Honestly, the best experience that I have ever had at a dentist.
Jon W.
The staff at Gentle Dental in Shelby Twp have been my dental professionals for over 20 years. The facility is extremely clean, the dentists are knowledgeable and friendly, Debi the dental hygienist […]
Michele C.
I love this place, they are so patient and kind.
Sarah W.
I’ve had only good experiences with this location and staff.
Kim S.
Jakiya was an amazing assistant, shes also beautiful. Hope to see her every time I have an appointment. Dr Mita was very funny and informative.
Trevon K.
My hygienist Marilyn is the best. She’s such a nice person. Doctor Hanan is nice as well and thorough. The staff is friendly as well. They are what their name says that they are. Gentle!
Crochetah J.
Very nice people and they know what they are doing.
Scott O.
They did a pretty good job.
Curtis P.
Dental Hygenist. Very friendly and great lady. She doesnt make parients feel judged which was an issue in the past at other dental offices
Justin F.
Excellent service.
Joyce R.
As always, had a great cleaning and check up at Gentle Dental. Sarah is the best!
Meagan L.
My 4th time here and again a very comfortable and positive experience. All the staff seems very caring and accommodating about my needs and concerns. I have and will continue to refer this office to […]
Jim C.
Doctor was professional and friendly. Staff was also very friendly
Javier O.
Because of how they work with you on payment plans. . Been using this office since I was a child. Great dentist with a great staff.
Carla M.
Very good experience. This office takes care of our whole family. I highly recommend Family Dental!
Glkm3045
Quick service and durring the removel i felt nothing.
Scott R.
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