Practical Alternatives to Dental Insurance Plans

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Detroit, call Gentle Dental of Michigan today at (855) 979-3393 or make an appointment.

Gentle Dental offers affordable family dentistry and gentle, compassionate dental care in Detroit. With 8 affiliated practices throughout Michigan, our offices are conveniently located with extended hours to meet your needs. At Gentle Dental of Michigan, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Gentle Dental of Michigan.

Read What Our Patients Say
Patient Reviews
The staff were very friendly and helpful. Dr. Carpenter took really good good care of me during my procedure which was a long and hard one. I didn’t feel one bit of pain. Not even when he was doing […]
Deborah G.
The staff at Gentle Dental was very professional and courteous. I would recommend Gentle Dental to everyone I know.
Curtis P.
very nice and friendly. very good dentist and cleaning done for your teeth
Robert B.
Wonderful service…I was treated by Janice and services was excellent.
Tarsheema P.
Everybody’s cool there. Doctor Madany gets the job done and answers all questions. He Did an awesome job on my crown. The ladies are all very good at their respective jobs!
Calvin S.
I took my very nervous 6 year old here and they were amazing with her. They helped her see that going to the dentist is not that bad. The second time she went there she was still nervous and crying, […]
Stephanie K.
Dr. STEFFENS is great ! She took her time in explaining the procedure that she was performing and did a excellent job. Deborah, the Hygienist is fantastic ! as well . The entire staff at the office […]
Michael S.
I’ve been going to Dr. Ascano for years!!! He’s the best! I would NEVER entrust my teeth to anyone else. The staff is amazing, the office is always super clean, you’re greeted with “Hello” […]
Sonia A.
Debbie is an awesome hygienist. She is a passionate about her job and it shows in the results. Kate and Joslyn are awesome too. Keep up the good work GD Shelby.
Mark M.
The customer service was great.
Emma M.
I love this dental office! Appointments are easy to make, the dentists are friendly and the hygienists are always gentle!!
Stacie R.
Dr. Zang, Amber, and Tonya did a wonderful job of making sure I was comfortable and understood what was going on. They were upfront with what treatment they recommended, and how much it would cost me […]
Dennis R.
This is a nice place to go 4real, everybody was nice and pleasant plus made me feel like family. That made my day getting my teeth cleaned and not feeling pain because the dentist had me listening to […]
L W.
Dr. Ascano is very caring and personable. He really makes a point to get to know his patients. The staff at Gentle Dental are VERY helpful too!
Satyra J.
Dr. Duan Extracted my abscess molar yesterday. Hands down my favorite dentist experience yet. The staff is so friendly and likes to have fun, it really makes the experience a whole lot more bearable. […]
Scott C.
Everyone there is very nice and are willing to help.
Raeshawn H.
Jakiya and amber did a good job thank you so much
Anthony G.
Great atmosphere, the staff and dentists were extremely nice and helpful….They are really funny too ….I have my reservation about going to the dentist, but not anymore!!! They are the epitome of […]
MRS E.
Finding a good dentist is no easy task, especially when you’re searching for a new one. Dr. Mangal is one of the best dentists I’ve been to and I’m very glad that I picked this office. The […]
Deborah D.
I would not have brought my son here if my experience was not an easy ome
James B.
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