Practical Alternatives to Dental Insurance Plans

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Detroit, call Gentle Dental of Michigan today at (855) 979-3393 or make an appointment.

Gentle Dental offers affordable family dentistry and gentle, compassionate dental care in Detroit. With 8 affiliated practices throughout Michigan, our offices are conveniently located with extended hours to meet your needs. At Gentle Dental of Michigan, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Gentle Dental of Michigan.

Read What Our Patients Say
Patient Reviews
I’ve never actually felt like I had a family dentist until we started coming here three years ago. They are great with my girls and make sure I know exactly what our insurance covers. It’s nice […]
Dana T.
I have been going to Dr. Madany for 5 years and have never had a bad experience he is great as is everyone who works there! Excellent customer service!
Kimberly S.
Great service and staff loved jakiya
Dominique A.
I had been looking for a new dentist and one of my co- workers recommend Family Dental Group. She described her experience with them, so I had to go. When first walking into the office it felt warm […]
ArLene C.
Quick service and durring the removel i felt nothing.
Scott R.
Made sure of my insurance benefits before I got there. Took the exrays did the exam and I knew exactly how much I was going to have to pay up front. Everyone was really nice. They did their best to […]
Ladeana S.
I am happy with Shannon and with my healthy mouth.
Mildred W.
This dentist office is the best !! Cheryl is the reason I keep coming back and I will not move out of State because of her !! Being a military wife we move around a lot and I will always come to this […]
Debi S.
Debbie is an awesome hygienist. She is a passionate about her job and it shows in the results. Kate and Joslyn are awesome too. Keep up the good work GD Shelby.
Mark M.
Everyone was very courteous and competent. Short wait time to be seen. I was scared about my procedure and the Dr. was kind and fit me in so i could get it over with.
Linda R.
Great place clean office caring staff
James D.
I’ ve been very happy with Dr & staff and on time appointments.
Thomas H.
The staff at Gentle Dental in Shelby Twp have been my dental professionals for over 20 years. The facility is extremely clean, the dentists are knowledgeable and friendly, Debi the dental hygienist […]
Michele C.
very friendly professional I would recommend to anyone of my friends or family
Pete V.
The staff is always very welcoming and puts me at ease. I appreciate the fact that they don’t try to up sell and don’t recommend treatments that really aren’t needed.
Carol S.
My assistant Jakiya was wonderful and amber as well. My overall service was great.
Walter P.
Thank you Mr. Ward, Ms. B and Dr. Patel for giving me my smile back. Seeing my children’s faces light up was priceless.
Yvette P.
Dr and assistant were excellent!
Kelly D.
Dr. Zang, Amber, and Tonya did a wonderful job of making sure I was comfortable and understood what was going on. They were upfront with what treatment they recommended, and how much it would cost me […]
Dennis R.
The staff was very nice. Little Don is the best dental assistant I could’ve asked for and Dr. Patel was very kind and informative. The front staff was respectful but they could pick up the pace of […]
Danielle C.
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